THE VALUE OF OUR RELATIONSHIP
We operate as an ongoing advisory relationship, not a one-time transaction. With 11+ years of experience as a Financial Planner, in Long Beach, I’ve seen how much a structured plan matters during a divorce or loss.
Our model is designed to keep our incentives perfectly aligned with yours:
Fiduciary Standard
As a CFP®, I am legally and ethically bound to act in your best interest at all times.
Planning First
We believe a portfolio is only as good as the plan behind it. We stabilize your situation before making long-term investment moves.
Coordinated Care
We work alongside your attorney and CPA to ensure your financial restructuring is seamless.
Without a clear framework, these decisions are often made under pressure.
OUR ADVISORY FEE SCHEDULE
Most clients we work with are looking for clarity, structure, and confidence, not the lowest-cost option. Our primary compensation is an annual fee based on assets under management (AUM), structured as follows:
- Assets Under Management
$0 – $1,000,000 - Annual Advisory Fee
1.00%
- Assets Under Management
$1,000,000 – $3,000,000 - Annual Advisory Fee
0.85%
- Assets Under Management
$3,000,000 – $5,000,000 - Annual Advisory Fee
0.65%
- Assets Under Management
$5,000,000 + - Annual Advisory Fee
0.50%
Fees are typically billed quarterly and calculated based on the value of assets managed.
PLANNING-ONLY ENGAGEMENTS
For individuals who are navigating a transition but are not yet ready for ongoing asset management, we offer a structured financial planning engagement.
- Minimum Annual Fee: $5,000
- Focus: This allows you to receive the modeling and “what-if” scenario planning you need to make irreversible decisions with total confidence.
WHAT YOU WILL NEVER EXPERIENCE
- No Hidden Fees: You will always know exactly what you are paying and why.
- No Pressure: We slow things down. You will never be pushed to make a decision until you fully understand its long-term impact.
WHY THIS MATTERS
During major life transitions, financial decisions are often more complex and more consequential.
The structure of your advisory relationship should support:
This approach is designed to do exactly that.
Our Process
Together we work to fully determine and define a clear vision for your values and goals.
Your financial situation
The scope of the relationship
The exact fee structure that applies to you
So you can make an informed decision with full clarity.
